Digital insurance for ride-hailing drivers
Ride-hailing has created a new group of drivers whose insurance needs fall between personal and commercial motor cover. Many drive only part of the time, which traditional annual policies do not fit well.
Digital insurers have partnered with ride-hailing platforms to offer cover that drivers can buy and manage through an app, sometimes with pricing linked to how and when they drive.
These partnerships show how embedded insurance can reach customers at the moment of need. They also depend on reinsurance support and on accurate data sharing between the platform and the insurer.